:root{
  --navy:#0c1c34; --navy-2:#122c4e; --azul:#0e5fbd; --azul-cl:#e8f2fd; --azul-mid:#1a6fd4;
  --laranja:#e8710a; --laranja-esc:#c85f02; --verde:#12a150; --verde-esc:#0e8a44;
  --tinta:#14202b; --tinta-2:#4c5c6a; --linha:#dbe4ec; --areia:#f4f8fc; --amb:#b45309;
  --raio:14px; --max:1140px;
  --sombra:0 1px 2px rgba(12,28,52,.06),0 8px 24px rgba(12,28,52,.09);
  --fonte:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;font-family:var(--fonte);color:var(--tinta);background:#fff;
  font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--azul);text-underline-offset:3px}
h1,h2,h3{line-height:1.18;letter-spacing:-.02em;margin:0 0 .5em;color:var(--navy);text-wrap:balance}
h1{font-size:clamp(1.85rem,4.5vw,3rem);font-weight:800}
h2{font-size:clamp(1.5rem,3vw,2.15rem);font-weight:800;margin-top:0}
h3{font-size:clamp(1.08rem,1.9vw,1.28rem);font-weight:700}
p{margin:0 0 1.05em;text-wrap:pretty}
.wrap{max-width:var(--max);margin-inline:auto;padding-inline:20px}
section{padding:clamp(46px,7vw,82px) 0;border-top:1px solid var(--linha)}
section.alt{background:var(--areia)}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.11em;
  text-transform:uppercase;color:var(--azul);margin-bottom:.7rem}
.lead{font-size:1.12rem;color:var(--tinta-2);max-width:62ch}

.topbar{background:var(--navy);color:#c3d6e8;font-size:.85rem}
.topbar .wrap{display:flex;gap:18px;flex-wrap:wrap;justify-content:space-between;padding-block:8px}
.topbar a{color:#fff;text-decoration:none;font-weight:600}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);
  backdrop-filter:saturate(160%) blur(10px);border-bottom:1px solid var(--linha)}
header.site .wrap{display:flex;align-items:center;gap:16px;justify-content:space-between;padding-block:10px}
.marca{display:block;flex:none}
.marca img{height:46px;width:auto}
nav.principal{display:flex;gap:20px;align-items:center}
nav.principal a{color:var(--tinta-2);text-decoration:none;font-weight:600;font-size:.94rem}
nav.principal a:hover{color:var(--azul)}
@media(max-width:940px){nav.principal{display:none}}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;
  padding:15px 26px;border-radius:999px;font-weight:700;font-size:1rem;
  text-decoration:none;border:2px solid transparent;cursor:pointer;transition:.16s ease;line-height:1.2}
.btn-1{background:var(--laranja);color:#fff;box-shadow:0 6px 18px rgba(232,113,10,.34)}
.btn-1:hover{background:var(--laranja-esc);transform:translateY(-1px)}
.btn-2{background:#fff;color:var(--navy);border-color:var(--linha)}
.btn-2:hover{border-color:var(--azul);color:var(--azul)}
.btn-zap{background:#25D366;color:#fff;box-shadow:0 6px 18px rgba(37,211,102,.32)}
.btn-zap:hover{background:#1ebe5b}
.btn-zap svg{flex:none}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.acoes{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}

.crumb{font-size:.85rem;color:#a9c3d8;padding:14px 0}
.crumb ol{list-style:none;display:flex;gap:8px;flex-wrap:wrap;margin:0;padding:0}
.crumb a{color:#a9c3d8;text-decoration:none}
.crumb li+li::before{content:"›";margin-right:8px;opacity:.6}

.hero{background:linear-gradient(160deg,var(--navy) 0%,#0f2a4a 48%,#0d3f78 100%);
  color:#fff;padding:clamp(30px,4vw,54px) 0 clamp(50px,7vw,84px);border-top:0}
.hero h1{color:#fff}
.hero .lead{color:#c2dcf1;font-size:1.14rem}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:clamp(28px,4vw,54px);align-items:center}
@media(max-width:940px){.hero-grid{grid-template-columns:1fr}}
.selos{display:flex;gap:10px;flex-wrap:wrap;margin:28px 0 0;padding:0;list-style:none;font-size:.88rem;color:#bcd9ee}
.selo{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.1);
  border:1px solid rgba(255,255,255,.18);padding:8px 14px;border-radius:999px}
.hero-card{background:#fff;color:var(--tinta);border-radius:20px;padding:26px;box-shadow:0 20px 50px rgba(0,0,0,.28)}
.hero-card h2{font-size:1.2rem;margin-bottom:6px}
.hero-card p.small{font-size:.9rem;color:var(--tinta-2);margin-bottom:18px}

.campo{margin-bottom:13px}
.campo label{display:block;font-size:.82rem;font-weight:700;color:var(--tinta-2);margin-bottom:5px}
.campo input,.campo select,.campo textarea{width:100%;padding:12px 14px;border:1.5px solid var(--linha);
  border-radius:10px;font:inherit;font-size:.96rem;background:#fff;color:var(--tinta)}
.campo input:focus,.campo select:focus,.campo textarea:focus{outline:2px solid var(--azul);outline-offset:1px;border-color:var(--azul)}
.campo textarea{min-height:78px;resize:vertical}
form .btn{width:100%}
.privacidade{font-size:.76rem;color:var(--tinta-2);margin:12px 0 0;text-align:center}

.resposta{background:var(--azul-cl);border:1px solid #c2ddf7;border-left:5px solid var(--azul);
  border-radius:var(--raio);padding:24px 26px;max-width:840px}
.resposta p:last-child{margin-bottom:0}
.resposta .tag{display:inline-block;font-size:.74rem;font-weight:800;letter-spacing:.1em;
  text-transform:uppercase;color:var(--azul);margin-bottom:8px}

.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
@media(max-width:880px){.g3{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.g2,.g3{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--linha);border-radius:var(--raio);padding:24px;box-shadow:var(--sombra)}
.card h3{margin-bottom:.4em}
.card p:last-child{margin-bottom:0}
.card .ico{width:44px;height:44px;border-radius:12px;background:var(--azul-cl);
  display:grid;place-items:center;margin-bottom:14px;font-size:1.35rem}
.card small{color:var(--tinta-2);font-size:.9rem}
.card-link{display:inline-block;margin-top:12px;font-weight:700;font-size:.93rem;color:var(--azul);text-decoration:none}
.card-link:hover{text-decoration:underline}

.tabela-wrap{overflow-x:auto;border:1px solid var(--linha);border-radius:var(--raio);background:#fff}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:.95rem}
caption{text-align:left;padding:16px 18px 0;font-size:.85rem;color:var(--tinta-2)}
th,td{padding:13px 18px;text-align:left;border-bottom:1px solid var(--linha);vertical-align:top}
thead th{background:var(--navy);color:#fff;font-size:.83rem;text-transform:uppercase;letter-spacing:.05em;border-bottom:0}
tbody tr:last-child td{border-bottom:0}
tbody tr:nth-child(even){background:#f9fbfe}
.fonte{font-size:.82rem;color:var(--tinta-2);margin-top:10px}

.passos{list-style:none;margin:0;padding:0;counter-reset:p}
.passos li{counter-increment:p;position:relative;padding:0 0 30px 62px;border-left:2px solid var(--linha);margin-left:20px}
.passos li:last-child{border-left-color:transparent;padding-bottom:0}
.passos li::before{content:counter(p);position:absolute;left:-21px;top:-4px;width:40px;height:40px;
  border-radius:50%;background:var(--azul);color:#fff;display:grid;place-items:center;font-weight:800;font-size:1rem}
.passos h3{margin-bottom:.25em}
.passos p{margin-bottom:0;color:var(--tinta-2)}

ul.check,ul.aviso{list-style:none;padding:0;margin:0 0 1em}
ul.check li,ul.aviso li{position:relative;padding-left:30px;margin-bottom:11px}
ul.check li::before{content:"✓";position:absolute;left:0;top:0;color:var(--verde);font-weight:900}
ul.aviso li::before{content:"!";position:absolute;left:3px;top:0;color:var(--amb);font-weight:900}

.faixa{background:linear-gradient(120deg,var(--navy),#0d3f78);color:#fff;border-radius:20px;
  padding:clamp(28px,4vw,44px);text-align:center}
.faixa h2{color:#fff;margin-bottom:.4em}
.faixa p{color:#c2dcf1;max-width:56ch;margin-inline:auto}
.faixa .acoes{justify-content:center}

details.faq{background:#fff;border:1px solid var(--linha);border-radius:var(--raio);
  margin-bottom:12px;box-shadow:var(--sombra);overflow:hidden}
details.faq summary{cursor:pointer;padding:19px 52px 19px 22px;font-weight:700;
  font-size:1.02rem;position:relative;list-style:none;color:var(--navy)}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);
  font-size:1.5rem;font-weight:400;color:var(--azul)}
details.faq[open] summary::after{content:"–"}
details.faq .corpo{padding:0 22px 20px;color:var(--tinta-2)}
details.faq .corpo p:last-child{margin-bottom:0}

.chips{display:flex;flex-wrap:wrap;gap:9px;margin:0;padding:0;list-style:none}
.chips li{background:#fff;border:1px solid var(--linha);border-radius:999px;padding:8px 15px;font-size:.9rem;color:var(--tinta-2)}

footer.site{background:var(--navy);color:#a4c1d8;padding:54px 0 24px;font-size:.93rem}
footer.site h3{color:#fff;font-size:1rem;margin-bottom:.9em}
footer.site a{color:#cfe4f5;text-decoration:none}
footer.site a:hover{text-decoration:underline}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:8px}
footer.site .logo-rodape{height:64px;width:auto;margin-bottom:16px}
.rodape-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px}
@media(max-width:880px){.rodape-grid{grid-template-columns:1fr 1fr}}
@media(max-width:540px){.rodape-grid{grid-template-columns:1fr}}
.creditos{border-top:1px solid rgba(255,255,255,.14);margin-top:36px;padding-top:20px;
  display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.84rem}

.zap-float{position:fixed;right:18px;bottom:18px;z-index:60;background:#25D366;color:#fff;
  width:58px;height:58px;border-radius:50%;display:grid;place-items:center;
  box-shadow:0 8px 26px rgba(37,211,102,.45);text-decoration:none;transition:.16s}
.zap-float:hover{transform:scale(1.06);background:#1ebe5b}
.zap-float svg{width:30px;height:30px;display:block}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}

.lgpd{position:fixed;left:16px;right:16px;bottom:16px;z-index:70;max-width:780px;margin-inline:auto;
  background:#fff;border:1px solid var(--linha);border-radius:16px;padding:20px 22px;
  box-shadow:0 18px 44px rgba(12,28,52,.24);display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.lgpd[hidden]{display:none}
.lgpd p{margin:0;flex:1 1 320px;font-size:.92rem;color:var(--tinta-2)}
.lgpd-acoes{display:flex;gap:10px;flex:none}
.lgpd .btn{padding:11px 22px;font-size:.92rem}

@media(max-width:760px){
  .topbar .wrap{padding-block:7px;font-size:.8rem;gap:4px}
  .topbar span:first-child{display:none}
  header.site .wrap{gap:10px}
  header.site .marca img{height:38px}
  header.site .btn-zap{padding:11px 18px;font-size:.9rem;white-space:nowrap;width:auto;flex:none}
  .btn{width:100%;padding:15px 20px}
  .acoes{flex-direction:column}
  .hero .lead{font-size:1.05rem}
  .zap-float{width:52px;height:52px;bottom:14px;right:14px}
  .passos li{padding-left:52px;margin-left:16px}
  section{padding:40px 0}
  .resposta{padding:20px}
  .lgpd{left:10px;right:10px;bottom:10px;padding:16px}
  .lgpd-acoes{width:100%}
  .lgpd .btn{flex:1;width:auto}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
/* ---------- páginas internas ---------- */
.hero-interna{background:linear-gradient(160deg,var(--navy) 0%,#0f2a4a 55%,#0d3f78 100%);color:#fff;
  padding:clamp(26px,4vw,44px) 0 clamp(44px,6vw,70px);border-top:0}
.hero-interna h1{color:#fff;max-width:20ch}
.hero-interna .lead{color:#c2dcf1}
.hero-interna .acoes{margin-top:24px}
.duas{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(26px,4vw,50px);align-items:start}
@media(max-width:900px){.duas{grid-template-columns:1fr}}
.destaque{background:var(--areia);border:1px solid var(--linha);border-radius:var(--raio);padding:24px 26px}
.destaque p:last-child{margin-bottom:0}
.irmas{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px;margin-top:8px}
.irmas a{display:block;background:#fff;border:1px solid var(--linha);border-radius:12px;padding:16px 18px;
  text-decoration:none;box-shadow:var(--sombra);transition:.16s}
.irmas a:hover{border-color:var(--azul);transform:translateY(-2px)}
.irmas strong{display:block;color:var(--navy);font-size:1rem;margin-bottom:3px}
.irmas span{color:var(--tinta-2);font-size:.88rem;line-height:1.45;display:block}
.nota{font-size:.9rem;color:var(--tinta-2);background:#fff8ed;border:1px solid #f5dcb8;
  border-left:4px solid var(--amb);border-radius:10px;padding:16px 18px;margin:1.4em 0}
.nota p:last-child{margin-bottom:0}

/* ---------- correção: itens de grid não podem estourar a largura ---------- */
.duas>*,.grid>*,.rodape-grid>*,.hero-grid>*{min-width:0}
.card .tabela-wrap,.duas .tabela-wrap{max-width:100%}